Can be one of the largest financial decisions of your life. At North Valley Mortgage, we understand the importance of finding the right loan to fit your short and long term goals. We look forward to guiding you through the maze of complex loan programs and options available to you so that you get the best available rate on the market today. Our time tested experience, and expert advice will give you peace of mind, and a smooth transaction. We strive to be your mortgage advisor for life, giving you guidance through these large finanacial decisions, both now and in the future.
Offering Redding Mortgages and Our Commitment To You
At North Valley Mortgage, you will not only receive expert advice through the complex mortgage lending process, but a trusted mortgage adviser for life. While working with you on your current transaction, we aim to take into consideration your long range plans in addition to your immediate needs. We are pleased to be able to offer you a myriad of choices and access to loads information while weighing and balancing your financial interests and goals throughout your ever changing life. Being more than just a Mortgage Loan Originator, think of us as your Home Asset Adviser or Mortgage Planner for life!
Change is one of the few things that is guaranteed in our industry. Whether the change comes from new government legislation or new guidelines by the Government Sponsored Enterprises (GSE's), Fannie and Freddie, or individual investor guidelines, there is no question that our world is constantly in a state of upheaval. It is no easy task to keep up with these changes, and as a company, we are committed to keeping up with this constant change in order to provide you the maximum professional service in the process. This includes staying up to date with product changes so that we can always offer you the best product available on the market today.
As part of our commitment, we represent many of the nations largest wholesale lenders, offering you hundreds of loan programs as well as competitive rates and fees. We know that each customer has specific needs, and we strive to meet those needs with quality service and individual attention. With a variety of loan programs and an established network of lenders behind me, We're confident that we will find the loan that best suits your needs, at the most competitive rates. Just a few of our services include:
100% Financing options
FHA Loans (including the 1/2% down option)
USDA Loans (No money down)
VA Loans (No money down)
Conventional Loans (5% down minimum)
Large Acreage and Hobby Farms (case by case)
Private Money Loans for hard-to-finance situations